.dl-intro {
    margin: 18px 0 22px;
    text-align: center;
}

.dl-intro__title {
    margin: 0;
    font-size: 28px;
    font-weight: 700;
    line-height: 1.2;
    color: var(--chk-ink);
}

.dl-intro__lead {
    margin: 6px 0 0;
    font-size: 16px;
    line-height: 1.4;
    color: #44506a;
}

.dl-perks {
    display: flex;
    margin: 0 0 22px;
    padding: 0;
    list-style: none;
}

.dl-perks__item {
    flex: 1 1 0;
    min-width: 0;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 4px 18px;
}

.dl-perks__item:first-child {
    padding-left: 0;
}

.dl-perks__item:last-child {
    padding-right: 0;
}

.dl-perks__item + .dl-perks__item {
    border-left: 1px solid var(--chk-line-strong);
}

.dl-perks__icon {
    flex: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    color: var(--chk-red);
    background: var(--chk-red-tint);
    border-radius: 50%;
}

.dl-perks__text strong {
    display: block;
    font-size: 13px;
    font-weight: 700;
    line-height: 1.3;
    text-transform: uppercase;
    color: var(--chk-ink);
}

.dl-perks__text span {
    display: block;
    margin-top: 2px;
    font-size: 13px;
    line-height: 1.35;
    color: var(--chk-muted);
}

.dl-perks__phone {
    display: block;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.2;
    color: var(--chk-red);
    text-decoration: none;
}

.dl-perks__phone:hover,
.dl-perks__phone:focus {
    color: var(--chk-red-dark);
    text-decoration: none;
}

.dl-col {
    display: flex;
    flex-direction: column;
    gap: 15px;
    margin-bottom: 15px;
}

.dl-card {
    background: #fff;
    border: 1px solid var(--chk-line-strong);
    border-radius: var(--chk-radius);
}

.dl-card--fill {
    flex: 1 1 auto;
}

.dl-card__head {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 20px;
    background: var(--chk-head-bg);
    border-bottom: 1px solid var(--chk-line);
    border-radius: var(--chk-radius) var(--chk-radius) 0 0;
}

.dl-card__icon {
    flex: none;
    display: inline-flex;
    color: var(--chk-red);
}

.dl-card__title {
    margin: 0;
    font-size: 20px;
    line-height: 1.2;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: var(--chk-ink);
}

.dl-card__sub {
    margin: 2px 0 0;
    font-size: 13px;
    font-style: italic;
    line-height: 1.35;
    color: var(--chk-muted);
}

.dl-card__body {
    padding: 18px 20px 20px;
}

.dl-option {
    display: flex;
    align-items: center;
    gap: 16px;
    margin: 0;
    padding: 14px 18px;
    background: var(--chk-head-bg);
    border: 1px solid var(--chk-line);
    border-radius: var(--chk-radius);
    cursor: pointer;
    transition: border-color .15s ease, background-color .15s ease;
}

.dl-option + .dl-option {
    margin-top: 10px;
}

.dl-option:hover {
    border-color: var(--chk-line-strong);
}

.dl-option:has(.dl-option__radio:checked) {
    background: var(--chk-red-tint);
    border-color: var(--chk-red);
}

.dl-option__radio {
    flex: none;
    width: 20px;
    height: 20px;
    margin: 0;
    accent-color: var(--chk-red);
}

.dl-option__radio:focus-visible {
    outline: 2px solid var(--chk-red);
    outline-offset: 2px;
}

.dl-option__title {
    display: block;
    font-size: 15px;
    font-weight: 700;
    line-height: 1.35;
    color: var(--chk-ink);
}

.dl-option__name {
    text-transform: uppercase;
    color: var(--chk-red);
}

.dl-option__desc {
    display: block;
    margin-top: 2px;
    font-size: 14px;
    line-height: 1.35;
    color: #444;
}

.dl-label {
    display: block;
    margin-bottom: 6px;
    font-size: 14px;
    font-weight: 700;
    line-height: 1.3;
    color: var(--chk-ink);
}

.dl-req {
    color: var(--chk-red);
}

.chk-field--last {
    margin-bottom: 0;
}

.chk-select {
    display: block;
    width: 100%;
    height: 40px;
    padding: 8px 36px 8px 12px;
    font-size: 15px;
    line-height: 1.4;
    color: var(--chk-ink);
    background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none'%3E%3Cpath d='M6 9l6 6 6-6' stroke='%23444' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat right 12px center;
    border: 1px solid var(--chk-field-line);
    border-radius: var(--chk-radius);
    appearance: none;
    -webkit-appearance: none;
    cursor: pointer;
    transition: border-color .15s ease;
}

.chk-select:invalid,
.chk-select option[disabled] {
    color: #9b9b9b;
}

.chk-select:focus {
    outline: none;
    border-color: var(--chk-red);
}

.chk-select:focus-visible {
    outline: 2px solid var(--chk-red);
    outline-offset: 1px;
}

.dl-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0 18px;
}

.dl-notes {
    margin: 4px 0 0;
    padding: 0;
    list-style: none;
}

.dl-notes li {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 13px;
    line-height: 1.45;
    color: #444;
}

.dl-notes li + li {
    margin-top: 4px;
}

.dl-notes svg {
    flex: none;
    margin-top: 3px;
    color: var(--chk-red);
}

.dl-almost {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    margin-bottom: 20px;
    padding: 14px 20px;
    background: var(--chk-blue-tint);
    border-radius: var(--chk-radius);
}

.dl-almost__icon {
    flex: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    color: #fff;
    background: #1f3a63;
    border-radius: 50%;
}

.dl-almost__text strong {
    display: block;
    font-size: 17px;
    font-weight: 700;
    line-height: 1.3;
    color: var(--chk-ink);
}

.dl-almost__text span {
    display: block;
    margin-top: 2px;
    font-size: 15px;
    line-height: 1.4;
    color: #333;
}

.dl-actions {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 14px;
}

.dl-actions .btn-red-n,
.dl-actions .btn-outline-red {
    min-width: 254px;
    min-height: 50px;
    font-size: 18px;
}

.btn-outline-red {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    min-height: 44px;
    padding: 0 34px;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.2;
    text-transform: uppercase;
    letter-spacing: .5px;
    color: var(--chk-red);
    background: #fff;
    border: 2px solid var(--chk-red);
    border-radius: var(--chk-radius);
    cursor: pointer;
    text-decoration: none;
    transition: background-color .15s ease;
}

.btn-outline-red:hover,
.btn-outline-red:focus {
    color: var(--chk-red);
    background: var(--chk-red-tint);
    text-decoration: none;
}

.btn-outline-red:focus-visible {
    outline: 2px solid var(--chk-ink);
    outline-offset: 2px;
}

.chk-contact {
    display: flex;
    align-items: stretch;
    margin-top: 30px;
    padding: 24px 0;
    border-top: 1px solid var(--chk-line);
}

.chk-contact__item {
    flex: 1 1 0;
    min-width: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    padding: 0 24px;
}

.chk-contact__item + .chk-contact__item {
    border-left: 1px solid var(--chk-line-strong);
}

.chk-contact__icon {
    flex: none;
    display: inline-flex;
    color: #1f3a63;
}

.chk-contact__icon svg {
    width: 42px;
    height: 42px;
}

.chk-contact__icon--red {
    color: var(--chk-red);
}

.chk-contact__title {
    display: block;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.3;
    color: var(--chk-ink);
}

.chk-contact__phone {
    display: block;
    font-size: 28px;
    font-weight: 700;
    line-height: 1.15;
    color: var(--chk-red);
    text-decoration: none;
}

.chk-contact__phone:hover,
.chk-contact__phone:focus {
    color: var(--chk-red-dark);
    text-decoration: none;
}

.chk-contact__sub {
    display: block;
    font-size: 15px;
    line-height: 1.35;
    color: #444;
    text-decoration: none;
}

a.chk-contact__sub:hover,
a.chk-contact__sub:focus {
    color: var(--chk-red);
    text-decoration: underline;
}

@media (max-width: 991.98px) {
    .chk-steps__item {
        padding: 8px 26px 8px 32px;
        font-size: 13px;
    }

    .dl-perks {
        flex-wrap: wrap;
        row-gap: 14px;
    }

    .dl-perks__item {
        flex: 1 0 50%;
        padding: 4px 12px;
    }

    .dl-perks__item:nth-child(odd) {
        padding-left: 0;
        border-left: 0;
    }
}

@media (max-width: 767.98px) {
    .dl-intro__title {
        font-size: 22px;
    }

    .dl-intro__lead {
        font-size: 15px;
    }

    .dl-perks__item {
        flex: 1 0 100%;
        padding: 0;
    }

    .dl-perks__item + .dl-perks__item {
        border-left: 0;
    }

    .dl-grid {
        grid-template-columns: 1fr;
    }

    .dl-almost {
        align-items: flex-start;
        justify-content: flex-start;
    }

    .chk-contact {
        flex-direction: column;
        gap: 14px;
    }

    .chk-contact__item {
        justify-content: flex-start;
        padding: 0;
    }

    .chk-contact__item + .chk-contact__item {
        padding-top: 14px;
        border-left: 0;
        border-top: 1px solid var(--chk-line);
    }
}

@media (prefers-reduced-motion: reduce) {
    .dl-option,
    .chk-select,
    .btn-outline-red {
        transition: none;
    }
}